Gate City Bank Free Home Buyer's Seminar

This free seminar will give you the tools necessary to become a "smart home buyer" and a "successful home owner". The course is sponsored by Gate City Bank and consists of two class sessions (generally a Tuesday and Thursday evening).

Contact Michele Kuzel at 293-2485 or e-mail her at Michelekuzel@gatecitybank.com for more information or to register. 

Some topics to be covered: 

• Should you rent or buy?
• What counts?  (Qualifying for a mortgage)
• Credit—how do you stand?
• What monthly payment can you afford?
• Your downpayment, closing costs & financing
• What house price can you afford?
• Budgeting
• Much more! 

If you complete the course, you will be eligible for the following benefits on your home loan:

• Low downpayment
• Less income to qualify
• No cash reserves required 

Class size is limited. Availability is on a first-come, first-served basis. Refreshments will be served. Please bring a handheld calculator. You must attend both nights to get credit for course and receive a completion certificate.