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Gate City Bank Free Home Buyer's Seminar

This free seminar will give you the tools necessary to become a "smart home buyer" and a "successful home owner". The course is sponsored by Gate City Bank and consists of two class sessions (generally a Tuesday and Thursday evening).

Contact Michele Kuzel at 293-2485 or e-mail her at for more information or to register. 

Some topics to be covered: 

  • Should you rent or buy?
  • What counts?  (Qualifying for a mortgage)
  • Credit—how do you stand?
  • What monthly payment can you afford?
  • Your downpayment, closing costs & financing
  • What house price can you afford?
  • Budgeting
  • Much more! 

If you complete the course, you will be eligible for the following benefits on your home loan:

  • Low downpayment
  • Less income to qualify
  • No cash reserves required 

Class size is limited. Availability is on a first-come, first-served basis. Refreshments will be served. Please bring a handheld calculator. You must attend both nights to get credit for course and receive a completion certificate.